Financial advice in Italy

Only 2.7% of people in employment in Italy worked mainly from home in 2025.

Sicily remains one of Italy’s favourite summer destinations, thanks to its sweeping beaches, hilltop villages and dramatic scenery, but also because of its climate. Rising temperatures linked to climate change are reshaping Mediterranean summers, and each month now brings slightly different conditions.

For those wishing to renovate or improve the energy efficiency of their homes, as well as upgrade furnishings and appliances, significant incentives are still available. These include the 2026 Home Bonus, the set of tax breaks available for residential properties. The most important measure is the Renovation Bonus, which provides a 50% IRPEF tax deduction on a spending limit of €96,000 for primary residences and a 36% tax deduction for second homes.

From the I-Days in Milan to open-air gigs in Puglia’s parks, and on to the international buzz of Florence and Lucca, summer in Italy is once again one of the best times of year to catch live music.So which music festivals are taking place in Italy in summer 2026?

Owning a property for tourist use involves specific local tax obligations. The law does not grant discounts simply because a property is left unused.

Buying a home in Italy is a common goal, but getting a mortgage can be challenging, particularly under strict lending criteria. So, can you get a mortgage in Italy with a foreign salary? Yes, but it’s often more complex than applying with Italian income. Banks typically require a permanent employment contract, a strong income profile and a lower loan-to-value ratio (LTV). In practice, this usually means a deposit of 20% to 40%.

Which city will be the most affected by inflation in 2026? The picture reveals an unexpected divide: the North leads in absolute terms, while the South has the highest rates but the smallest price increases.

How do foreigners access mortgages to purchase a first or second home in Italy? In recent years, demand for Italian properties from foreign citizens has increased significantly.

In real estate transactions, the declaration of cadastral compliance is a crucial step. Included in the notarial deed, it confirms that the actual condition of the property matches the cadastral details on record.

Failure to submit Form 730 can lead to different consequences depending on your tax situation. If submitted within 90 days of the deadline, the return is late and carries a reduced penalty; if submitted after this deadline, it is omitted, with higher fines. Those in debt risk penalties of up to 240% of the unpaid tax and, in the most serious cases, even criminal prosecution. Those in debt, however, lose their refund. This can be remedied by submitting a late return or, after 90 days, the Personal Income Tax Form.

We’re heading into the busiest part of tax return season in Italy.

Improving the energy efficiency of buildings by replacing windows and doors is a strategic intervention supported by specific government incentives.

The 2026 tax return season, covering 2025 income, will begin on April 30, with the pre-filled 730 form available on the Revenue Agency's website. The 730 form must be submitted by September 30, while the personal income tax form must be submitted by November 2. Among the first deadlines to remember is March 16, the deadline for submitting the Single Certifications. The tax calendar also includes IRPEF payments and the option to submit the supplementary 730 form by October 26.

The one-time contribution of €1,000 represents concrete support for families who adopt a child during the year. This measure requires an ISEE (Equivalent Economic Situation Indicator) for minors of no more than €40,000 and stable residence in Italy. The application must be submitted exclusively online within the established deadlines, under penalty of forfeiture. This benefit includes births, adoptions, and minors in pre-adoptive foster care, provided the event occurs from January 1st of the previous year until the end of the financial coverage.

Italy has become one of Europe’s most attractive retirement destinations — not only because of its climate, cuisine, and lifestyle, but also due to its highly favorable 7% flat tax regime for foreign retirees.If you are considering retiring to Italy and want to reduce your tax burden legally, this g

Bank transfers are now a common way to move money in Italy, including for informal loans, gifts, or financial support between family members. However, it’s important to know the rules, limits, reporting requirements, and the correct transfer description (causal) to avoid issues with the Italian Revenue Agency (Agenzia delle Entrate).

Are you considering retiring in Italy? Sicily is one of the most attractive destinations for UK pensioners in 2026. With its stunning landscapes, mild climate, rich culture, and lower cost of living, the island offers a high quality of life.

Italy offers some of the most generous renovation incentives in Europe, designed to stimulate construction activity, improve building efficiency, and reduce energy consumption.

Discover the real costs of buying property in Italy in 2026. From hidden fees and taxes to notary and agent costs, learn how to budget smartly and make your Italian dream home a reality.

Italy has a way of getting under your skin. Maybe you picture a small place in the Tuscan hills, a stylish flat in Milan, or a neighbourhood café in Rome where the barista knows your order.

The European Central Bank (ECB) has confirmed that interest rates will remain unchanged, keeping the deposit rate at 2%, the main refinancing rate at 2.15%, and the marginal lending rate at 2.40%. For anyone considering buying property in Italy, this provides a stable borrowing environment for 2026.

Even as Italy’s real estate sector embraces new technologies, payment processes remain largely traditional, with digital methods accounting for just 7 per cent of transactions.

The Sardinia Region has introduced a major green initiative, offering non-repayable grants for home solar panels and electricity storage systems for self-consumption.

If you own property in Italy, you may need to pay IMU (Imposta Municipale Propria), a local property tax. IMU is usually paid in two instalments: the first in June and, if required, the second in December.

The new year will bring tighter measures to tackle tax evasion in Italy. The Italian Revenue Agency (Agenzia delle Entrate) has issued detailed guidance on the upcoming requirement to connect electronic cash registers with electronic payment systems.