Financial advice in Italy

An eco-sustainable or “green” house is a property that has low energy consumption and low management and maintenance costs.

Electricity and gas prices are on the move - let's see what changes came into effect on 1st January 2020 according to the tariff update established by Arera, the Italian Regulatory Authority for Energy, Networks and Environment. Good news: as of 1st January 2020, electricity bills throughout Italy

A problem shared is a problem halved according to the old saying. Italy is not the only European country in which property taxes have an impact on the economy of families.

Having an internet connection at home is a must nowadays. However, you could be paying much more each month than you should.

A Bank of Italy survey on the cost of current accounts for individuals shows an increase in 2018, specifically a rise of 7.50 euros compared to the previous year. In fact, in 2018 the expense for the management of a current account amounted to 86.90 euros. It is a clear acceleration

If you have decided to buy yourself a house in Italy, you will surely have to furnish it.

Today we'll focus on electricity and gas bills in Italy. Let's see what changes are coming into force from 1st October 2019. Electricity and gas tariffs in Italy's regulated market will rise.

Buying a home to rent is still one of the most popular investments, both amongst Italians and foreigners.

When you have a second home in Italy, it’s often necessary to send money to the country to pay for bills, taxes and other living expenses of being an expat, but banks and money transfer companies can sometimes take advantage of exchange rates and fees.

From property tax changes to short-term rentals, the economic growth decree is a law that has been given the green light by the Italian House of Representatives and contains important measures for the real estate sector in Italy.

The guide to tax deductions for restructuring work on Italian properties, updated in May 2019, has been published on the website of the Italian Revenue Agency. Building work for the refurbishment of Italian building carried out on individual units or on the common areas in condominium buildings can

The new bill from the Italian political parties M5S and Lega, the so-called "simplifications package" or "pacchetto semplificazioni", has been given the green light by the House of Representatives and will now go to the Senate.

The best way to finance the purchase of property in Italy is with a mortgage.

As of Thursday 2nd May 2019, it has been possible to send off your income tax returns in Italy.

When you take out a mortgage in Italy, the guarantees you can give the bank aren’t always enough. That is when they may ask you for a guarantor.

Current mortgage rates in Italy seem to be too low to keep dropping. So will mortgage interest rates soon start to rise?

With the Legge di Bilancio 2019, the Italian government introduced a Flat Tax of 7% for all pensioners who move their residence to Italy. This is a rule that is intended to encourage natural persons who receive a pension from a non-Italian institution to transfer their residence to Italy. The Flat

When getting a mortgage, it’s very important to consider all the options carefully and know exactly what you’re getting into.

The amount of money people asking for and the amount granted on the rise, subrogation declining, and favourable rates. This is the summary of 2018 for mortgages in Italy.

There are four basic property taxes that you have to pay when you buy a house in Italy: Land Registry tax (imposta ipotecaria) Cadastral tax (imposta catastale) Stamp Duty (imposta di registro) VAT and other expenses The amount of tax you have to pay on Italian property purchases may depend

After the announcement of zero European Central Bank (ECB) rates for the whole year and the new round of targeted loans by Frankfurt to European credit institutions, how have mortgage rates reacted?

What is a ‘mixed loan’ in Italy and what tax deductions are available for this type of mortgage? Today, we investigate the concept of the Italian “mutuo misto”. The term ‘mixed loan’ in Italy has a very specific meaning, not the same as it is in other countries.

With its recent judgement 6882/2019, the Sezioni unite della Cassazione (Joint Session of the Court of Cassation in Italy) stated that is was lawful for a landlord to place a clause in an Italian lease agreement stating that the taxes and duties relating to the rented property should be borne by the

One of the new rules that has been introduced with the Italian Budget Law 2019 is a measure that provides tax relief to attract pensioners to southern Italy.

Two more years until we adopt the new Euribor. The European Commission has decided that the change to the new system of indexing mortgages rates in Europe can be pushed back to 2021.