Smart ways to save money when you move to Italy

Moving to Italy is a dream for many, but the cost of relocating and settling in can quickly add up. From housing to daily living expenses, it’s easy to overspend if you’re not prepared. Fortunately, there are practical strategies to save money and make your move more affordable. Here’s a comprehensive guide to help you settle in Italy without breaking the bank.

Plan your move in advance

One of the most effective ways to save money is to plan your move carefully. Booking flights, shipping, and accommodation well in advance can significantly reduce costs. Avoid last-minute arrangements, which tend to be much more expensive.

• Flights: Compare prices across airlines and consider flying mid-week for cheaper rates.
• Shipping: If you have a lot of belongings, look for consolidated shipping options rather than paying for a full container.
• Temporary accommodation: Consider short-term rentals or Airbnb for your first few weeks instead of expensive hotels.

Choose affordable cities or towns

Italy has a wide range of living costs depending on the region. Major cities like Rome, Milan, and Florence are more expensive, whereas smaller towns or southern regions like Puglia or Calabria are far more affordable.

• Housing Costs: Rent in smaller towns can be up to 50–70% cheaper than in big cities.
• Daily Expenses: Groceries, transport, and dining out are generally more affordable in less touristy areas.

Check out out guide to the cheapest cities to buy property in Italy in 2025

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Rent smart, don’t buy immediately

While owning property in Italy may seem appealing, buying immediately can be costly. Renting first allows you to explore the area, understand living costs, and avoid impulsive decisions.

• Negotiation: In many Italian towns, rent prices are negotiable, especially if you sign a longer lease.
• Utilities: Make sure utilities are included or compare providers to save on monthly bills.

Save on utilities and services

Italy has a mix of public and private service providers, and prices can vary widely.

• Electricity & gas: Compare tariffs online and switch providers if possible.
• Internet & phone: Look for bundled deals to reduce monthly costs.
• Water & waste: Smaller towns often have lower rates compared to big cities.

Embrace local markets and discount stores

Shopping like a local can save you a lot. Italian supermarkets, discount stores, and local markets offer fresh produce at lower prices than touristy shops.

• Weekly markets: Fruits, vegetables, cheese, and bread are cheaper and fresher.
• Discount chains: Stores like Lidl or Eurospin offer groceries at significantly lower prices.
• Seasonal shopping: Buying seasonal produce reduces costs and supports local farmers.

Use public transport and walk

Italy has a robust public transport network, and using it can save you money compared to owning a car.

• Trains and Buses: Regional trains and buses are affordable and reliable.
• City Passes: Many cities offer monthly transport passes that save money.
• Walking or Cycling: Cities like Florence, Bologna, and Venice are walkable and bike-friendly.

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Take advantage of tax benefits

Italy offers certain tax incentives for new residents, retirees, and those who move from abroad.

• New resident tax breaks: Some regions provide reduced tax rates for foreign residents.
• Pensioner benefits: Retirees moving to southern Italy may qualify for special tax rates.

Consult a local tax adviser to ensure you’re taking advantage of all available savings.

Learn the language

While it might seem unrelated to saving money, learning Italian can prevent costly mistakes and help you access local deals. Many small shops, markets, and service providers offer lower prices to locals who speak the language.

• Language classes: Consider local courses or online options before and after your move.
• Practice daily: Speaking Italian helps negotiate prices and build relationships with locals.

Avoid tourist traps

Living like a local means avoiding overpriced tourist areas. Dining, shopping, and even services in tourist-heavy locations are often significantly more expensive.

• Eat where locals eat: Small trattorias or pizzerias are cheaper and more authentic.
• Shop in non-touristy areas: Local supermarkets and markets offer better deals than city centre shops.

Network and seek local advice

Connecting with expat communities or locals can uncover hidden money-saving tips. From shared housing opportunities to discounted services, insider knowledge can make a big difference.

• Expat forums: Websites like Internations or Facebook groups provide practical advice.
• Local friends: They can recommend affordable shops, schools, and healthcare options.

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Making your move to Italy a reality

Moving to Italy doesn’t have to be expensive. By planning ahead, choosing the right location, and embracing the local way of life, you can enjoy all the beauty and culture Italy offers without overspending. Small steps like shopping at local markets, using public transport, and negotiating rent can add up to significant savings over time. Start your property search today and begin your journey towards "La Dolce Vita".

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