escrow

Escrow: how it works and why it offers greater guarantees

A widely used instrument in real estate sales, the escrow deposit is a sum of money the buyer pays to guarantee the purchase offer presented and, more importantly, their intention to successfully complete the transaction. The amount is deposited with a neutral third party, such as a notary or real estate agency; it is not released to the seller until the offer is accepted or the preliminary contract is signed. Upon signing, it becomes a confirmatory deposit.
Mortgage application with foreign pay slip

Mortgage in Italy with a foreign paycheck: requirements, risks and when it’s possible

Buying a home in Italy is a common goal, but getting a mortgage can be challenging, particularly under strict lending criteria. So, can you get a mortgage in Italy with a foreign salary? Yes, but it’s often more complex than applying with Italian income. Banks typically require a permanent employment contract, a strong income profile and a lower loan-to-value ratio (LTV). In practice, this usually means a deposit of 20% to 40%.
Pros and cons of buying property in Italy

Buying property in Italy: the real pros and cons foreign buyers must know

Dreaming of a sun-soaked terrace in Tuscany, a stone farmhouse in Umbria, or a sea-view escape in Sicily?Buying property in Italy has become one of the most searched lifestyle moves for foreigners — from retirees and remote workers to investors seeking European real estate opportunities.But while th
Tasso di sforzo

Italy housing costs: renting takes 28% of income, buying 18%

Italian households are spending a significant share of their income on housing, according to the latest study by idealista, Italy’s top property portal. In the fourth quarter of 2025, renting a three-room apartment cost, on average, 28% of household income — down slightly from 30% in late 2024.
Private islands Italy

Private islands for sale in Italy

Private islands in Italy sound wildly extravagant, but a handful do quietly pop up on the market now and again. Most are steeped in history, come with planning strings attached, and are far more about stewardship than flashy luxury.
Luxury home buyers guide Italy

The buying process for luxury properties in Italy

Italy is renowned for its captivating landscapes, rich cultural heritage, and luxurious lifestyle. If you’re considering purchasing a luxury property in this stunning country, the process may seem daunting, but with the right knowledge and guidance, it can be a smooth and exciting journey.
How to sell a house as a private owner in Italy

How to sell a house privately in Italy

Selling a property on your own, without an agency, is not an easy task and you need to evaluate the time, effort and stress you need to invest, especially if you're not an Italian native and selling property in the country for the first time.